Car insurance Kilometer These are new financial protection systems for vehicles, aimed at everyone who doesn't use their car regularly or doesn't have an insurance policy.
This type of insurance responds to new market trends, where it best adjusts to our needs and budgets. With them, we will only pay for the kilometers we use.
At Dulcinea Insurance, our goal is to help you save money on your vehicle protection. We can help you get insurance where you only pay for the miles you drive.
Call us at 786-910-9487 and one of our agents will give you free advice to explain how to obtain this type of insurance.
How do pay-per-mile car insurance policies work?
Pay-per-mile car insurance is designed for all drivers who drive less than 560 miles per month. This includes drivers whose usual commute is from home to work and back, plus an occasional outing. This type of insurance works as follows:
- We get quotes from insurance companies that offer this insurance system and choose the ones that suit us best.
- We contrast the service: they place an electronic device in our car with which they count the kilometers.
- With the app we downloaded on our cell phone, we manage the kilometer purchases to protect the vehicle.
- We start by buying the kilometers we need.
- The application will notify us every time we are running out of kilometers so we can buy more and thus always be protected.
What do pay-per-mile car insurance policies cover?
Pay-per-mile car insurance policies work similarly to standard policies, with the difference being that here we only pay for the kilometers we use. The different coverages offered by pay-per-mile insurance are:
Theft coverage:
- Damage to materials caused by vandalism.
- Car theft or theft of its parts, such as original accessories, mirrors, radios, among others.
Material damage coverage:
- Collision with another car.
- Total loss.
- Against a third party without insurance or with insufficient coverage.
Third-party liability coverage
- Loss prevention.
- Damage to third-party property
Personal coverage
- Accidental Death or Disability Compensation.
What are the requirements to obtain pay-per-mile car insurance?
The requirements for obtaining pay-per-mile car insurance can vary depending on the insurance company we choose. However, the main ones are:
- The vehicle must be for personal use.
- It must not be used for commercial purposes.
- Only the vehicle owner can purchase the policy.
- The car must not be older than 15 years.
- Only vehicles with national license plates can be insured.
At Dulcinea Insurance, we can help you get the best pay-per-mile car insurance quickly and easily.
Call us at 786-910-9487 and one of our agents will explain in more depth how this type of insurance works.
