OUR BLOG

Why are so many people uninsured in the USA?

uninsured people in the United States

There are currently about 30 million people in the United States without health insurance. Although these figures have been declining over time, they remain quite alarming, as we are talking about roughly 81% of the nation’s population.

What alternatives exist for people without health insurance in the USA? If you don't have insurance and need medical care, what should you do? How can you get health insurance in the United States today?

We suggest you continue reading this post that we offer you from Dulcinea Insurance. We have good news for you in the midst of all the negative statistics we are going to present to you. And that is, today you can apply for affordable health insurance if you call us at 786-910-9487. We will gladly assist you, for free and in Spanish, so that you can get the coverage you need.

Causes for 30 million uninsured people in the United States

It is important for you to know something: in 2010 there were 46.5 million people without health insurance in the USA. Thanks to the signing of the Affordable Care Act by President Obama, better known as the Obamacare program, which grants a credit to those who qualify based on their income to be able to pay for a health policy and at the same time have ideal coverage, this figure of the uninsured population has decreased significantly to around 30 million.

The main reason argued by people without health insurance in the USA is that they do not acquire coverage because it is very expensive. In fact, according to studies by Kaiser Family Foundation, around 70% of those who are at risk of going bankrupt from ending up in a hospital and not having insurance to help them pay for these expenses, argue that they do not acquire protection because it is very expensive.

And with this comes another very sad and striking figure: 50% of people who do not have health insurance in the United States have not seen a doctor in the last twelve months. Many of them say to themselves "I don't have insurance and I need medical care" and then they look for clinics for people without health insurance, but in reality when they go to them they have to pay very high prices for the services, because the healthcare system in the country is truly expensive.

Of the nearly 30 million people without health insurance in the United States, 81.6% are below 400% of the Federal Poverty Level and 48.2% of them are below 200% of the poverty level. A great contradiction can be seen here, since with these income levels the majority of the uninsured population can qualify for Government subsidies through Obamacare insurance.

From our point of view at Dulcinea Insurance, based on conversations we have had with clients who call our agency, the majority of people who do not have active health insurance is due to lack of knowledge. That is, they think that health insurance is inaccessible to them due to high prices, when in reality, because of their low income they can access excellent Government assistance within the Health Marketplace.

If you are one of the people without medical coverage in the USA and you wonder how much health insurance costs in the United States or how to get health insurance, we at Dulcinea Insurance will gladly help you at 786-910-9487.

Who represents the uninsured population?

It is truly striking that most of the states that dominate the number of people without medical coverage in the USA are Republican and conservative-leaning. In most of them, the expansion of Medicaid has not been accepted, nor is much state emphasis placed on Health Insurance Marketplace coverage in the United States.

States with the highest number of uninsured people in the United States

  • Texas - 20.5%
  • Oklahoma - 16.31 3rd quarter
  • Florida - 15.1%
  • Georgia – 14.8%
  • Mississippi - 14.3%

States with the lowest number of uninsured people in the USA

  • Massachusetts - 2.5%
  • Vermont - 3.5%
  • District of Columbia - 3.6%
  • New York - 6:31 PM
  • California-6.7%

Uninsured Hispanic population in the United States

Among the Latino and Hispanic population, there remains a high prevalence of people without health insurance in the United States. In fact, 19% of the uninsured population is of Latino and Hispanic origin.

Without a doubt, these figures are worrying, due to the high concentration of Latinos in states like Texas and Florida, where furthermore there are hundreds of insurance agencies that provide free services to enroll people in Obamacare in Spanish.

If you'd like to understand how health insurance works in the United States, we'll gladly explain in Spanish the different insurance companies that exist, the prices, and the coverage, and we'll find the policy that best suits your needs.

It is no longer mandatory to have health insurance in the USA, however we remind you that being protected with health insurance is not a luxury at this moment, but a great necessity. Call right now at 786-910-9487 and we will help you for free.

Related Topics: 

5/5 - (3 votes)

Luis Orlando Hernandez

CEO Dulcinea Insurance

Insurance agent and president of Dulcinea Insurance, with over ten years of experience in the insurance industry in the United States. A journalism graduate with extensive experience in social communication, marketing, and advertising. I hold active licenses for health insurance, life insurance, commercial insurance, and real estate. As the head of Dulcinea Insurance, I have worked with over 2000 clients in various insurance branches.

About the author

Luis Hernandez

CEO of Dulcinea Insurance. Insurance and financial services agency.

Dulcinea Insurance is an insurance agency that operates throughout Florida. We have been providing the best insurance services in the state for over five years. Our agents are fully certified to give you the best service.

FROM OUR BLOG

Other related publications