Roofing insurance, also known as roofer liability insurance, is an insurance policy that financially covers any unexpected accidents that may occur during the job. Becoming a roofing contractor means venturing down a path full of risks, considering the environment in which we must work.
This is why we must have a policy that protects us, our staff, and our clients from any unforeseen events that may occur.
Let's imagine for a moment that one of our workers makes a mistake and, as a consequence, we cause damage to a third party's property. As owners and those responsible for everything that happens within the company, we will have to bear all the expenses involved in resolving the accident, thus incurring significant losses.
To avoid these unforeseen events that delay our company's growth, call us at the number 786-910-9487 And one of our agents will give you completely free advice on roofing insurance. At Dulcinea Insurance, we can help your business continue to grow without having to worry about covering any losses due to an error.
Why get roofing insurance?
Over time, the roofs of houses and buildings normally suffer damage that needs to be repaired. This creates a great demand for our services and further growth in the company. However, we get stuck worrying about an accident or mistake that one of our workers may have caused.
Purchasing roofing insurance will help us focus on growing and expanding our business without having to worry about damages that may arise from our work.
What do roofing insurances cover?
Standard roofing coverage includes 4 basic areas, which are:
- Bodily injury Any bodily injury that may accidentally occur to our customers and people within the area will be covered by insurance.
- Property Damage To financially protect against any damage suffered by our clients' property as a result of our work.
- Damage or personnel It refers to taking care of any accident related to a person's image or the reputation of a business where we perform work.
- Medical expensesCovers any medical expenses of someone injured as a result of the work.
To know what type of coverage we need, we must look at the type of service we offer. If our company offers roofing services, we will definitely need insurance that specifically covers our needs. However, if we subcontract other companies to perform the work, we should acquire general contractor insurance, as this coverage encompasses different types of accidents, thus avoiding any financial loss.
Roofing insurance prices
The easiest way to get a general idea of how much roofing covers cost is by reviewing the price per item of work or by getting online quotes.
There are always variables to consider that insurers review, such as: the size of the company or the risk involved in the activity we carry out.
The best way to know the price of these insurances is by calling us at 786-910-9487 and one of our agents will provide you with a quick quote. At Dulcinea Insurance, we have tools that allow us to offer you quality insurance that also fits your budget.
